What is Medicaid Waiver?


Are you wondering how to pay for home care? HomeCourt Home Care accepts Medicaid WAIVER, Long Term Care Insurance, VA benefits, and Private Pay. We will post a series of articles on what each program is and how to qualify for it. Today we will start with Medicaid Waiver.


What is Medicaid Waiver?

"For persons with limited financial resources, Medicaid pays for nursing home care. For those who wish to live at home or in assisted living, sometimes Medicaid will pay for care in those locations if it can be obtained at a lower cost than in a nursing home. It does this through Medicaid Waivers which are also called Home and Community Based Services (HCBS) Waivers or Waiver Funded Services."


Who qualifies for this program?

Applicants must meet 5 main criteria for qualification for this program. Some of the eligibility guidelines are residency, place of residence, functionality, monthly income, and countable assets. There are also options for those whose income or assets exceed these limits. Professional Medicaid planners can help applicants plan and arrange their assets so they can qualify.


Benefits and Services

Applicants will be assigned a case manager who will evaluate them and customize a plan of services and care. Some of the services that are paid for by Medicaid Waiver include:

  • Adult Day Care Services

  • Adult Family Care/Adult Foster Care

  • Structured Family Caregiving

  • Assisted living

  • Attendant Care- assistance with daily living, such as mobility, dressing, toileting, etc.

  • Case Management

  • Community Transition- help with transition costs when relocating from a nursing home

  • Environmental modifications and assessments- addition of grab bars, walk-in tubs, etc.

  • Home delivered meals

  • Homemaker services- laundry, housecleaning, meal preparation, etc.

  • Medical equipment and supplies

  • Personal Emergency Response system (PERS)

  • Respite care

  • Transportation assistance

  • Vehicle modifications

  • Nutritional supplements

  • Pest Control

Learn More/Apply

For more information about Medicaid Waiver for Indiana residents, visit: Indiana Aged and Disabled Medicaid Waiver / CDAC Program (payingforseniorcare.com)


To begin the steps of getting Medicaid Waiver, visit: Aging & Disability Resource Center – Aging & In-Home Services (agingihs.org)


Local Medicaid planners and attorneys:

Financial Planning for Seniors - Senior MoneyLife - Bluffton, IN

Non-Qualified Annuities - Dale, Huffman & Babcock Lawyers (dhblaw.com)

Medicaid Eligibility — Gordon & Associates PC (gordonlegal.net)


If you would like more information about HomeCourt Home Care, don't hesitate to give us a call at (260) 333-1114 and speak to one of our knowledgeable staff.