Are you wondering how to pay for home care? HomeCourt Home Care accepts Medicaid WAIVER, Long Term Care Insurance, VA benefits, and Private Pay. We will post a series of articles on what each program is and how to qualify for it. Today we will start with Medicaid Waiver.
What is Medicaid Waiver?
"For persons with limited financial resources, Medicaid pays for nursing home care. For those who wish to live at home or in assisted living, sometimes Medicaid will pay for care in those locations if it can be obtained at a lower cost than in a nursing home. It does this through Medicaid Waivers which are also called Home and Community Based Services (HCBS) Waivers or Waiver Funded Services."
Who qualifies for this program?
Applicants must meet 5 main criteria for qualification for this program. Some of the eligibility guidelines are residency, place of residence, functionality, monthly income, and countable assets. There are also options for those whose income or assets exceed these limits. Professional Medicaid planners can help applicants plan and arrange their assets so they can qualify.
Benefits and Services
Applicants will be assigned a case manager who will evaluate them and customize a plan of services and care. Some of the services that are paid for by Medicaid Waiver include:
Adult Day Care Services
Adult Family Care/Adult Foster Care
Structured Family Caregiving
Attendant Care- assistance with daily living, such as mobility, dressing, toileting, etc.
Community Transition- help with transition costs when relocating from a nursing home
Environmental modifications and assessments- addition of grab bars, walk-in tubs, etc.
Home delivered meals
Homemaker services- laundry, housecleaning, meal preparation, etc.
Medical equipment and supplies
Personal Emergency Response system (PERS)
For more information about Medicaid Waiver for Indiana residents, visit: Indiana Aged and Disabled Medicaid Waiver / CDAC Program (payingforseniorcare.com)
To begin the steps of getting Medicaid Waiver, visit: Aging & Disability Resource Center – Aging & In-Home Services (agingihs.org)
Local Medicaid planners and attorneys:
Financial Planning for Seniors - Senior MoneyLife - Bluffton, IN
Non-Qualified Annuities - Dale, Huffman & Babcock Lawyers (dhblaw.com)
Medicaid Eligibility — Gordon & Associates PC (gordonlegal.net)
If you would like more information about HomeCourt Home Care, don't hesitate to give us a call at (260) 333-1114 and speak to one of our knowledgeable staff.